One Star Finance Review


Warning Investors One Star Finance /

Regarding fraudulent or manipulative practices (insider dealing, market manipulation, misrepresentation of material information, etc.)

One Star Finance Review: Uncovering a Web of Deceit


When it comes to financial matters, trust and credibility are paramount. Whether you’re looking for a loan or any other financial service, ensuring that the provider is legitimate and adheres to regulations is crucial. In this comprehensive review, we delve into the world of One Star Finance and shed light on why you should exercise extreme caution when dealing with them.

Regulation and Compliance:

Before engaging with any financial institution, it is imperative to ascertain if they are authorized and regulated by the Financial Conduct Authority (FCA), the UK’s financial watchdog. The FCA is responsible for safeguarding consumers against scams and unethical practices by maintaining a register of authorized firms and individuals.

Our investigation led us to a startling revelation – One Star Finance is nowhere to be found on the FCA register. This blatant omission implies that One Star Finance is operating without the FCA’s authorization, a serious violation of the law that places customers at significant risk of losing both their money and personal information.

Furthermore, the FCA has issued a warning against One Star Finance, labeling them an unauthorised firm possibly targeting UK customers with loan offers. The FCA’s official stance is unequivocal: steer clear of this firm and report any contact with them.

Customer Support and Customer Reviews:

One of the most reliable methods to gauge the legitimacy of a financial service provider is by examining customer reviews and feedback. We embarked on a journey to unearth the experiences of individuals who have had dealings with One Star Finance. Our findings were nothing short of alarming – an overwhelming majority of reviews were scathing, recounting tales of deception, financial losses, and even identity theft.

Common grievances included:

  1. **Upfront Fees:** Many customers reported being coerced into paying upfront fees or deposits before their loans were approved. Not only is this practice illegal, but it’s also a telltale sign of a scam.
  2. **Forged Documents:** One Star Finance allegedly used fake or stolen documents and contracts to deceive unsuspecting customers, thereby further eroding trust.
  3. **Altered Terms and Conditions:** Numerous victims claimed that One Star Finance unilaterally changed the terms and conditions of their loans after the initial agreement, often by increasing interest rates or adding hidden charges.
  4. **Harassment and Threats:** Shockingly, some customers recounted tales of harassment and threats from One Star Finance when they refused to pay more money or attempted to cancel their loans.
  5. **Lack of Contact Information:** One Star Finance purportedly offered no reliable customer service or contact details, and those who tried to reach out to them reported being ignored or blocked.

Products and Services:

One Star Finance’s website boasts a range of financial products, including personal loans, business loans, and car loans. However, these products are not regulated by the FCA, raising suspicions of their legitimacy. Adding to the uncertainty, the website fails to provide essential information such as eligibility criteria, repayment terms, interest rates, fees, and charges. Moreover, it lacks crucial documents like a privacy policy, terms and conditions, or a disclaimer.

The website itself raises red flags with its generic domain name, “,” which doesn’t align with the company’s name, “One Star Finance.” Grammar and spelling errors abound, suggesting a lack of professionalism. Furthermore, the absence of security features such as SSL encryption or the HTTPS protocol leaves visitors vulnerable to potential data breaches.


One Star Finance claims to operate from an address in London, specifically 75 Davies St, W1K 5JN. However, a cursory check on Google Maps reveals that this address belongs to Regus, a company that provides office space for rent. This stark discrepancy implies that One Star Finance lacks a physical presence in the UK and employs a false address to mislead potential customers.

Customer Service:

When it comes to contacting One Star Finance, their provision is severely lacking. They offer only one telephone number (02081370599) and one email address ([email protected]). However, these contact details are not only unreliable but also unverifiable. Our attempts to reach them yielded no response or confirmation. Furthermore, our online investigation revealed that these details have been associated with other scam websites in the past, further tarnishing their credibility.


In light of our exhaustive research and analysis, we unequivocally declare One Star Finance a fraudulent website that should be avoided at all costs. Their absence from the FCA register, coupled with the absence of valid contact information, offers of fake or illegal products and services, and a litany of customer complaints, all point to a web of deceit.

If you have encountered One Star Finance or engaged with them in any way, it is imperative to cease all communication immediately. Report your experience to the FCA and Action Fraud. Additionally, scrutinize your credit report and bank statements for any suspicious activity. Never, under any circumstances, should you pay upfront fees or divulge personal or financial information to unauthorised firms. Your financial security depends on your vigilance, and this review serves as a warning to steer clear of One Star Finance.

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